An difr?ocht de roithle?nach ?oca?ochta? creidmheasa agus tr?thchuid

Is f?idir leis an difr?ocht creidmheasa roithle?nach agus tr?thchuid le f?il i dt?arma? conas a chinneadh na h?oca?ochta? m?os?la. Is Roithle?nach creidmheasa modh a ?oc a shocr? le m?id lean?nach a ?oc gach m? ag an am an chonartha c?rta, ach t? na tr?thchodanna modh a ?oc gach uair a leagtar ina n-aonar ag an am an cheannaigh.

 

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imrothlaigh creidmheasa agus imrothlaigh creidmheasa, agus leag an ?oca?ocht mh?os?il ag an am a bun?sach an chonartha ch?rta. Caith 20 nuair, ?oca?ocht ?osta \ yen m?os?il 5,000, su?mh, mar shampla \ 10,000 nuair a bh?onn an m?id ?s?ide cothrom le n? n?os m? n? 20 milli?n \ coitianta. Sa ch?s seo, n? dh?anann s? athr? i 5000 ?oca?ocht ?osta yen gach m? ag an m?id a ?s?id. Lena chois sin, m? dh?antar an ?oca?ocht ?osta n? cuideachta c?rta n?os cinneadh d?anta, is f?idir leat a leagtar ar an m?id airgid ar a gcuid f?in.

 

i creidmheasa roithle?nach, is f?idir sula n-?octar de na siopad?ireachta n? a leagfar s?os i roithle?nach creidmheasa, chomh maith n? is f?idir leat a leagtar ar an creidmheas imrothlaigh an teileaf?n n? baile leathanach de chuid na cuideachta c?rta tar ?is siopad?ireacht. Lena chois sin, is f?idir leat a shonr? freisin ar an modh ?oca?ochta go dt? an chreidmheasa imrothlaigh ag an am a cheannach ag an siopa. T? chomh maith le c?rta tiomnaithe ribonucleic, beidh go l?ir ?s?id a bhaint as an c?rta roithle?nach go huathoibr?och creidmheasa. dtr?thchodanna

 

 

dtr?thchodanna agus t? c?ras a ?oc roinnte ina uimhir an t-?s?ideoir at? ag teast?il. T? an ?oca?ocht na n hionann mh?os?il tr? mh?id ?s?id agus uimhir na n-?oca?ochta? ar an difr?ocht mh?r idir an chreidi?naithe imrothlaigh. L?on na n-?oca?ochta?, a leagtar leithleach do gach ?s?id c?rta. 3 huaire n? 5 huaire, 10 uair, t? s? coitianta, mar shampla 12 uair. Is f?idir ? a chur ar bun go dt? thart ar 24 uair n? 36 uair, n? is f?idir leat a roghn? ?oca?ocht bh?nais.

 

agus m?bhunt?ist?

 

 

Go ginear?lta ngach ceann de na sochair, t? creidmheas imrothlaigh leagtha chun leas n? mar a chuireann dtr?thchodanna. In a l?n c?sanna, le h?s 18% ? 15% i creidmheasa roithle?nach, i dtr?thchodanna s? tar ?is ?ir? mar 15% ? 12%. Go creidmheasa revolving T? ?oca?ochta? m?os?la tairiseach, toisc go bhfuil s? ar an m?id c?anna airgid a ?oc is cuma c? mh?ad an siopad?ireacht, an teaghlach i leith?id de phointe Deir s? go modh ?oca?ochta cairdi?il. Gach uair

 

droim ar ais i dtr?thchodanna a cheannach na n-earra?, beidh an m?id sin ?oca?ochta? ag m?ad?. Nuair a leanann an chreidmheasa imrothlaigh le siopad?ireacht, ach t? i gc?na? chr?ochna?onn de cheachtar a cailleadh n? tar ?is ?ir? c?s, installments, ar an l?imh eile, toisc go bhfuil an l?on at? leagtha, t? an bunt?iste go bhfuil cuireadh cr?och leis an ?oca?ocht ?asca le tuiscint. D? bhr? sin, imrothlaigh creidmheasa n? bainist?ochta cist? lag, na daoine at? n? a ba mhaith leat a compress oiread agus is f?idir go bhfuil an t-ualach ?oca?ocht an mh?os?il a bheith os comhair.

 

Lena chois sin tr?thchodanna, fi? amh?in mar iarracht t? a athr? ar an modh ?oca?ochta ?n leanas, t? s? deacair a athr? chomh fada is nach bhfuil aon coinn?ollacha speisialta, t? imrothlaigh creidmheas r?amh-?oca?ocht is f?idir. Is ? an bunt?iste m?r de roithle?nach creidmheasa. Mar shampla, m? cheanna?onn t? 100,000 Earra? yen, f?g de thuras na huaire imrothlaigh creidmheasa, m?s f?idir leis an t-airgead a bh? eagraithe sa n?s an mh? ina dhiaidh a ullmh?, is f?idir leat a bheith cr?ochnaithe ag an am c?anna a ?oc leis an airgead.

 

an m?id sin, is f?idir leat a ghearradh ar an ?s a ?oc. N?l an R?amh?oca?ocht i gc?s tr?thchodanna dodh?anta, ach, tar ?is teileaf?n teagmh?il dh?reach, etc leis an gcuideachta c?rta, t? d?cha go mbeidh muirear do riarach?in ar an ?s, mar shampla ?oc go luath as ?s ar leithligh. Is Roithle?nach creidmheasa tuiscint mhaith conas a oibr?onn s?, is f?idir leat ? a ?s?id mar shampla go bhfuil s? an-?isi?il chun dul ?ocadh go cu? ag baint ?s?ide as an r?amh?oca?ocht. Mar shampla, m? cheanna?onn t? 100,000 Earra? yen, f?g de thuras na huaire imrothlaigh creidmheasa, m?s f?idir leis an t-airgead a bh? eagraithe sa n?s an mh? ina dhiaidh a ullmh?, is f?idir leat a bheith cr?ochnaithe ag an am c?anna a ?oc leis an airgead.

 

an m?id sin, is f?idir leat a ghearradh ar an ?s a ?oc. N?l an R?amh?oca?ocht i gc?s tr?thchodanna dodh?anta, ach, tar ?is teileaf?n teagmh?il dh?reach, etc leis an gcuideachta c?rta, t? d?cha go mbeidh muirear do riarach?in ar an ?s, mar shampla ?oc go luath as ?s ar leithligh. Is Roithle?nach creidmheasa tuiscint mhaith conas a oibr?onn s?, is f?idir leat ? a ?s?id mar shampla go bhfuil s? an-?isi?il chun dul ?ocadh go cu? ag baint ?s?ide as an r?amh?oca?ocht. Mar shampla, m? cheanna?onn t? 100,000 Earra? yen, f?g de thuras na huaire imrothlaigh creidmheasa, m?s f?idir leis an t-airgead a bh? eagraithe sa n?s an mh? ina dhiaidh a ullmh?, is f?idir leat a bheith cr?ochnaithe ag an am c?anna a ?oc leis an airgead.

 

an m?id sin, is f?idir leat a ghearradh ar an ?s a ?oc. N?l an R?amh?oca?ocht i gc?s tr?thchodanna dodh?anta, ach, tar ?is teileaf?n teagmh?il dh?reach, etc leis an gcuideachta c?rta, t? d?cha go mbeidh muirear do riarach?in ar an ?s, mar shampla ?oc go luath as ?s ar leithligh. Is Roithle?nach creidmheasa tuiscint mhaith conas a oibr?onn s?, is f?idir leat ? a ?s?id mar shampla go bhfuil s? an-?isi?il chun dul ?ocadh go cu? ag baint ?s?ide as an r?amh?oca?ocht.