Ion card olujikelezayo ngetyala | ezifana inzala yikomishoni ukubala, iinkcukacha inkonzo

Intlawulo yonyaka kukuba simahla, bekuya kuba kwakhona abaninzi Ekuqwalaseleni isicelo le "ikhadi ion 'ukuba ifunyenwe kwi zibe iinkonzo ezahlukeneyo kwingqwebo nganye ion.

 

kwi credit olujikelezayo kweentlobo ezintathu bentlawulo kukho ikhadi ion izifundo
, kwaye kukho iindidi ezintathu khetha isixa intlawulo yenyanga "Ikhosi ? Ikhosi B ? C Course".

 

Ukuba intsalela kude umhla wokuvala yi yen 100,000 okanye ngaphantsi, 5,000 yen ngenyanga kwemali isixa semali kwi A ikhosi, 7,500 yen kwikhondo B, ngexesha C ziye yen 10,000. Noko ke, ukuba intsalela ingaphezulu kwe-100,000 yen, kuba imali lokuhlawula ikhosi nganye yahlukile, makhe silumke. Xa credit olujikelezayo of

 

ikhadi ion, ungakhankanya khosi zingentla kwisicelo kweqonga. Emva, xa ikhadi ezivenkileni, ungasebenzisa indlela yentlawulo kwi ukugqithisa kuphela "xa olujikelezayo ngetyala."

 

I olujikelezayo ngetyala lwekhadi ion imisebenzi emithathu
ikhadi ion, kukho imisebenzi emithathu "inkonzo utshintsho ribonucleic ? olujikelezayo inkonzo intlawulo yetyala ATM iintlawulo olujikelezayo lenyuke inkonzo". "Inkonzo utshintsho Ribonucleic" yinkonzo ukuba ukutshintsha intlawulo eyayisetyenziswa xa isixa semali e olujikelezayo ngetyala, unako ukusebenza ngoko nangoko ukusuka kwisiza ezisemthethweni ikhadi ion. "Inkonzo yentlawulo olujikelezayo ngetyala ATM"

 

yinkonzo ukuba ahlawule intsalela olujikelezayo imali mboleko ngalo naliphi na ixesha ukususela ATM tayi-up. Xa credit olujikelezayo, ukwenzela ukunciphisa imali yokuqala iya kukhokelela ekongeni myalelo, lo msebenzi osemqoka isebenza xa ufuna ukunciphisa imali kangangoko umsebenzi kunokwenzeka.

 

In i "iintlawulo esijikelezayo lenyuke inkonzo", 1 ukuhlawulwa ngenyanga, Uyakwazi ikhuphuke 000 yen. Kuba abo bafuna ukwenza isicwangciso ngcono kwaye kanye ngokosuku ufuna ukunciphisa umrhumo. Iinkqubo ukongeza de qha, singabona ngoku ukusuka kwisiza ezisemthethweni ikhadi ion.

 

ukuba ihlola njani yaye xa usebenzisa Notes
ikhredithi olujikelezayo lo myalelo, kuya kuthatha umrhumo omiselweyo. Kunjalo ukuba ikhadi ion, olujikelezayo imirhumo credit lwekhadi ion sele "izinga enkulu zonyaka ka-15,0 ekhulwini."

 

Ngokomzekelo, xa ufuna ukuthenga irhafu 100,000 yen Ikhosi ngo-Oktobha 11, intlawulo iya kubalwa formula "100,000 × 15% ÷ iintsuku 365 × iintsuku 23 = 945 yen '. Ngenxa yokuba iintsuku 23 linani leentsuku ukususela ngo-Oktobha 11 ukuya kuNovemba 2. Ngamanye amazwi, ezi debhithi ka Novemba 2, kuya kuba 5,945 Imali yen ifakiwe.

 

xa ufuna ukuqonda ngokulula isixa intlawulo, cinga ukusetyenziswa "esijikelezayo Ukulinganisa lokuhlawula credit" ophezu indawo esemthethweni ikhadi ion. Ngokufaka eseleyo yangoku ngokukhetha i ikhosi ukusetyenziswa, iya kuboniswa nangoko imali intlawulo elandelayo sezindleko ifakiwe.