Ingcamango olujikelezayo mida yamatyala, indlela yokubala

nabenzi yezemali abathengi kunye ikhadi lebhanki letyala, ezi kwekhadi, iye yabekelwa usoloko 'umda credit ". Emva kokufumana imali-mboleko lugqithe ngaphaya umda ngetyala, kude kwehlisa imali ekhoyo kwi intlawulo elandelayo yaye emva koko, uya kuba nako ukufumana imali-mboleko entsha.

 

 

 

Ngaphezu koko, kwimeko apho indlela yokuhlawula kwi credit esijikelezayo, uya Kulindeleke ukuba 'umda esijikelezayo credit ". Oku ngemali olujikelezayo ngetyala, libhekisela zesixa mali. Isixa ixhomekeke kwikhadi, kodwa xa kukho nokuba lilingana kumda ngetyala, iimeko wabona olujikelezayo isiqingqo semboleko ukhutshwa kwisakhelo embilwini.
umda credit kunye olujikelezayo isiqingqo semboleko ityala
lo mali efanayo, musa kuninzi lungangaphumeleli ne-mboleko ukuba ubeke umda ngetyala phezu kwentloko yakho. Noko ke, xa umda olujikelezayo ngetyala kwisakhelo engaphakathi sele imisiwe, Ziqhelanise kunye umda ngetyala kwaye umda yekhredithi esijikelezayo wena, ngokulandelelana, kufuneka ulumkele eseleyo.

 

reference | olujikelezayo ngetyala kuphela ikhadi lamatyala
reference | into efana olujikelezayo umsebenzi wetyala ikhadi lamatyala

 

ukunciphisa nganye iinkcukacha inkonzo yekhadi, nceda khangela kwiphepha ngasentla. look

 

Masithethe Jonga umzekelo ethile umda ngetyala kwaye olujikelezayo isiqingqo semboleko
umzekelo, usebenzisa umda 500,000 yen, makhe nabo babe ikhadi mda ribonucleic 300,000 yen. Kulo mzekelo, "kusenokwenzeka ukuba phezulu ukuya kuma-500,000 yen mboleko ikhadi olunye, ukuya ku 300,000 yen kubo efumaneka credit olujikelezayo" iya kubizwa ngokuba.

 

3 yen ngexesha elinye-intlawulo kwinyanga enye nale khadi, xa sithenga yen 5,000 credit esijikelezayo, umda credit "500,000 yen -3 yen -5.000 yen = 465.000 yen '. Ngokwahlukileyo koko, olujikelezayo umda credit "300,000 yen -5.000 yen = 295, Wenza ke yen 000 ".

 

ingqalelo ngokukodwa ukuba kufuneka, kube lixesha eyayiza igqithe ubukhulu ajikelezayo ngetyala. Kusoloko ichazwe iibhrowutsha kunye site web yenkampani khadi kodwa, kwiimeko ezininzi isixa semali ezingaphezu kumda olujikelezayo ngetyala, uya 'afunwe isamba semali kwinyanga ezayo. "

 

uqhubeka ukusebenzisa ngetyala olujikelezayo ngaphandle ngokuphathelele kuloo ngongoma, masenze intsalela olujikelezayo mboleko mzekelo ngasentla ukuba senziwe kwi "yen 320.000". Sonaruto, ukongeza intlawulo zekhadi oluqhelekileyo esijikelezayo, siye na ezithelekelelwe kwinyanga ezayo "20,000 yen of ribonucleic umda okugqithe" iya kuhlawuliswa.

 

Ngoko ke, ukuba zilisebenzise eli thuba zilinikiweyo ikhadi olucwangcisiweyo, bamba eseleyo mhlawumbi ke kubalulekile. Ekubeni credit olujikelezayo ngakumbi ithambekele iwele meko, ezifana "Andazi nokuba usebenzisa kakhulu emva lonke", funda incazelo kwinyanga nganye, kuya kubaluleka ukuba sihlala siyazi intsalela ubuncinane kwinqanaba lokusetyenziswa.