Auto ribonucleic A | iinzuzo namathuba

I 'credit esijikelezayo ezenzekelayo ", ukuba olujikelezayo ngokuzenzekelayo ngetyala yonke imali ekhoyo kwekhadi, lelona yinkonzo ekuvumela intlawulo yenyanga phantse isiseko ethe ngqo. Xa usebenzisa i-credit oluzenzekelayo esijikelezayo, kwanokuba lwezinto intlawulo esisixa-mali evenkileni kunye nevenkile ngomnatha, ziya kutshintshwa kwi-credit olujikelezayo kwaphela ngexesha billing ngokuzenzekelayo.

 

na inkonzo bunokubonwa onke amaziko ezemali, kodwa uninzi yenkampani yezemali abathengi kunye credit card, inika inkonzo efanayo. Ukuba ufuna ukusebenzisa i ngetyala oluzenzekelayo esijikelezayo ke, makhe sijonge ulwazi yeziko mali ngamnye phambi kokuba isicelo.

 

ukuba ngetyala okuzenzekelayo esijikelezayo iinzuzo

 

 

oluzenzekelayo ngetyala esijikelezayo, kuba imali invoyisi wenyanga kakhulu rhoqo, kukho merit ezifana "Kulula ukuliseka isicwangciso intlawulo." Kwakhona kwinyanga elandelayo mali invoyisi xa ujonga iinkcukacha Unakho kwangaphambili, ukuba zibe ziyafumaneka kwi-olongezelelweyo, kulula kwakhona ukuqikelela pay off ixesha elithile.

 

Kwakhona, "kulula zokunciphisa umthwalo intlawulo yenyanga" imigaqo, iya unokuthathwa njenge izibonelelo. Xa kuthelekiswa intlawulo esisixa-mali kunye nentlawulo ixesha-2, nokuba zokuthengwa ngenxa yokwanda umthwalo ngenyanga nzima, kuya kuba lula ukuba ukukhusela isicwangciso lokuhlawula kumisa ngaphambili.

 

reference | ezingalunganga
oluzenzekelayo olujikelezayo samatyala olujikelezayo ngetyala zezibonelelo

 

oluzenzekelayo Ububi esijikelezayo ngetyala elo liphezulu inani lamaxesha nokusetyenziswa ukunyuka, "indawo apho kunzima ukuqonda intsalela yangoku". Xa usebenzisa ikhadi ukongeza, okoko nje imali intlawulo yenyanga ayidluli inkcitho entsha, oko akuyi kuba kwinyanga elandelayo esikalini lifinyele.

 

Umzekelo, nangona seyibuyisiwe phambi 5,000 yen nyanga nganye, kwi ikhadi 5, Xa isiphumo zokuthengwa engaphezulu kwama-000 yen, ngonaphakade kudlule nokuba intlawulo iza kuwela imeko, efana iphele.

 

Ukongeza, i-credit olujikelezayo kuthatha uya imali kwangaphambili umyinge wenzala ebizwayo leyo Kongezelelwa inqununu intlawulo yenyanga. Ekubeni ikhomishini nayo yonyuswa ngenxa yokuba imali i ngakumbi intsalela, kuya kufuneka ukuba uhlawule ingqalelo kuloo ngongoma.

 

reference | demerit

 

oluzenzekelayo ngetyala esijikelezayo of olujikelezayo ngetyala njani ukuba ulisebenzise?
In ezininzi nemali abathengi kunye nekhadi iinkampani, kwakunye awamiselwa ukuba ngetyala auto-olujikelezayo, waba inkqubo kwenziwa njalo yi-sicelo. Ngoko ke, nina Xa ukwazi ukukhangela zemigaqo, "kube nzima ukuba ahlawule okushiyekileyo ngoku", cinga ukuba ahlawule isixa ohlala imali zonke ngaxeshanye.

 

Ukongeza, kukwabalulekile ukwenza isicwangciso intlawulo, naye uya kuba kubalulekile ukwenza isicwangciso ukusebenzisa ikhadi i credit ajikelezayo. Ukuba isigqibo nomqathango ukusetyenziswa isixa semali ngokwakho, uya sinciphise amathuba ukuba ixesha lokuhlawula elide ndabulaleka. Ngenxa yesi sizathu, soloko Ziqhelanise nemigaqo e imigaqo ezinjalo, cinga inkcitho ngenyanga, ezifana ukunciphisa ngokuthe ngcembe inqununu.