Saison ikhadi ezikhanyisayo credit | ezifana senzalo ikhomishana ukubala, imininingwane service

Esikhathini ikhadi Saison, ngisho noma ucacise isamba semali noma izitolimende ekhawunteni, ungashintsha ukuthi ezikhanyisayo credit ngesikhathi kamuva Ngokusebenzisa "shintsha ribonucleic". Kungenzeka futhi ukushintsha kuphela ingxenye yokukhokha of the sebhithi, it is kahle usebenzisa yinhlama-sum lokukhokha, isitolimende, ezikhanyisayo credit ngokuhambisana ubukhulu bale izindleko.

 

Futhi, njalo zinama njengoba "Ukuvezwa ribonucleic" futhi namasevisi ziphathwa njengoba ezikhanyisayo credit, Ngokusebenzisa le sevisi, awudingi ukuba ishintshwe njalo e ezikhanyisayo credit. Ezifana isikhathi ibhonasi, ngoba uma kukhona ikamelo endlini futhi kungenzeka ukuba "ukwandisa pay-egcwele yinhlama-sum inkokhelo", okwenza kube lula ukulawula ukusetshenziswa ibhalansi nokukhokhwa isimo.
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Saison ikhadi ezikhanyisayo Ikhredithi 3 Yiqiniso
Saison ikhadi, indlela yokukhokha ye ezikhanyisayo credit bekulokhu 3 Yiqiniso etholakalayo. lenkokhelo yanyanga zonke kunqunywa ngokuhambisana ibhalansi etholakalayo kuyinto "eside Yiqiniso Yiqiniso ejwayelekile", futhi ukusetha izinkokhelo zenyanga uwedwa, 'indlela yomugqa oqondile ".

 

Ngokuhamba kwesikhathi eside kanye Yiqiniso ejwayelekile, kulapho zisebenzisa ibhalansi, ayanda izinkokhelo zenyanga. inkokhelo encane (sebenzisa ibhalansi 1 yen - 60,000 yen), 3 ngokuhamba kwesikhathi eside, 000 yen, isethelwe kusukela 10,000 yen ngokuhamba ejwayelekile.

 

kuholela abacindezela umthwalo nyangazonke futhi ukusebenzisa Yiqiniso eside, kodwa okuthatha isikhathi eside isikhathi sakho ngomzuzu yokukhokha. Ukuze bafinyelele wathatha futhi senzalo ikhomishana ngokuhambisana lenkathi yokukhokha e ezikhanyisayo credit, kulabo abafuna ukwehlisa izinkokhelo ukuze asule, kulapho inkambo ejwayelekile awunankinga.

 

yomugqa oqondile Yiqiniso, kungakhathaliseki ukuthi ibhalansi atholakalayo, kuyindlela ukukhokha inyanga ngayinye inani lemali ukuthi kwaba izilungiselelo zami. Izinkokhelo kungenziwa isethwe at 10,000 yen yen 30,000 noma ngaphezulu.

 

Ezihlobene | izindlela zokukhokha phakathi nenkambo ushintsho wesikweletu ezijikelezayo kungenzeka? Inqubo? (Umgudu wokuFunda Jikelele Theory)

 

senzalo ikhomishini itawuba kangakanani? Ukuze senzalo nezimali
Saison ikhadi, incike uhlobo Yiqiniso ekhadini. Ngo ikhadi evamile Saison, iyiphi buyiselo real inani lenzalo yonyaka futhi ukhethe i-course ithatha "amaphesenti 14,52". Esikhathini Igolide Ikhadi Saison, "amaphesenti angu-9,60" endabeni inkambo ejwayelekile, esimweni Yiqiniso eside, inkambo yomugqa oqondile kuyoba "amaphesenti 12.0".

 

kuyafana ikhadi jikelele senzalo ikhomishana indlela yokubala, iye ebalwe "ukusetshenziswa nemali × real inani lenzalo yonyaka." Njengoba izinga langempela yonyaka libhekisela inani lenzalo ka inani lenzalo isetshenziswa unyaka 1-, omfushane isikhathi sokukhokha, iyokuhola ukucindezela ikhomishana senzalo. Ngokwesibonelo, usebenzisa 100,000 yen udumo yelangabi ephenduphendukayo ikhadi evamile Saison, kodwa uzothatha imali futhi ukuba abuyisele ngonyaka owodwa "100,000 × 14,52% = 14.250 yen ', futhi ukuba abuyisele ngesigamu ngonyaka" 100,000 × 14,52% ÷ 2 = kuzoba ikhomishana \ 7.125. "

 

inkomba | Esikhathini indawo lewebhu ezikhanyisayo credit interest jikelele (ikhomishini), zenzalo

 

Saison ikhadi, njengoba kungenzeka ukusebenzisa sekulingisa senkokhelo, nolaka Uma ufuna ukwazi ukukhokha ethize asithathe. Kuyinto amaphesenti angu-52 ". Esikhathini Igolide Ikhadi Saison, "amaphesenti angu-9,60" endabeni inkambo ejwayelekile, esimweni Yiqiniso eside, inkambo yomugqa oqondile kuyoba "amaphesenti 12.0".

 

kuyafana ikhadi jikelele senzalo ikhomishana indlela yokubala, iye ebalwe "ukusetshenziswa nemali × real inani lenzalo yonyaka." Njengoba izinga langempela yonyaka libhekisela inani lenzalo ka inani lenzalo isetshenziswa unyaka 1-, omfushane isikhathi sokukhokha, iyokuhola ukucindezela ikhomishana senzalo. Ngokwesibonelo, usebenzisa 100,000 yen udumo yelangabi ephenduphendukayo ikhadi evamile Saison, kodwa uzothatha imali futhi ukuba abuyisele ngonyaka owodwa "100,000 × 14,52% = 14.250 yen ', futhi ukuba abuyisele ngesigamu ngonyaka" 100,000 × 14,52% ÷ 2 = kuzoba ikhomishana \ 7.125. "

 

inkomba | Esikhathini indawo lewebhu ezikhanyisayo credit interest jikelele (ikhomishini), zenzalo

 

Saison ikhadi, njengoba kungenzeka ukusebenzisa sekulingisa senkokhelo, nolaka Uma ufuna ukwazi ukukhokha ethize asithathe. Kuyinto amaphesenti angu-52 ". Esikhathini Igolide Ikhadi Saison, "amaphesenti angu-9,60" endabeni inkambo ejwayelekile, esimweni Yiqiniso eside, inkambo yomugqa oqondile kuyoba "amaphesenti 12.0".

 

kuyafana ikhadi jikelele senzalo ikhomishana indlela yokubala, iye ebalwe "ukusetshenziswa nemali × real inani lenzalo yonyaka." Njengoba izinga langempela yonyaka libhekisela inani lenzalo ka inani lenzalo isetshenziswa unyaka 1-, omfushane isikhathi sokukhokha, iyokuhola ukucindezela ikhomishana senzalo. Ngokwesibonelo, usebenzisa 100,000 yen udumo yelangabi ephenduphendukayo ikhadi evamile Saison, kodwa uzothatha imali futhi ukuba abuyisele ngonyaka owodwa "100,000 × 14,52% = 14.250 yen ', futhi ukuba abuyisele ngesigamu ngonyaka" 100,000 × 14,52% ÷ 2 = kuzoba ikhomishana \ 7.125. "

 

inkomba | Esikhathini indawo lewebhu ezikhanyisayo credit interest jikelele (ikhomishini), zenzalo

 

Saison ikhadi, njengoba kungenzeka ukusebenzisa sekulingisa senkokhelo, nolaka Uma ufuna ukwazi ukukhokha ethize asithathe. Kuyoba Imali 125 yen ".

 

inkomba | Esikhathini indawo lewebhu ezikhanyisayo credit interest jikelele (ikhomishini), zenzalo

 

Saison ikhadi, njengoba kungenzeka ukusebenzisa sekulingisa senkokhelo, nolaka Uma ufuna ukwazi ukukhokha ethize asithathe. Kuyoba Imali 125 yen ".

 

inkomba | Esikhathini indawo lewebhu ezikhanyisayo credit interest jikelele (ikhomishini), zenzalo

 

Saison ikhadi, njengoba kungenzeka ukusebenzisa sekulingisa senkokhelo, nolaka Uma ufuna ukwazi ukukhokha ethize asithathe.